Compound Interest Calculator kya hai? Kaise use kare?
Compound Interest (Chakravriddhi Byaj) kya hota hai?
Chakravriddhi Byaj ek tarika hai jisme sirf asal rashi (Principal) par hi nahi, balki pehle mile hue byaj par bhi byaj lagta hai. Iska matlab ye hai ki jo bhi byaj banta hai, vo bhi agle samay ke liye asal rashi ban jata hai aur uspar bhi byaj lagta hai. Is wajah se paisa samay ke sath aur tez badhta hai.
Compound Interest Calculator kaise use kare?
Is calculator ki madad se aap jaan sakte hain ki aapka paisa kitna badhega aur kitna byaj milega. Use karne ka tarika bahut simple hai:
1. Asal Rashi (Principal) likhiye – Jitni rashi par aap byaj lagwana chahte hain, use daaliye.
2. Byaj Dar (Interest Rate) likhiye – Kitna pratishat (percentage) byaj milega, vo likhiye.
3. Samay Avadhi (Time Period) dalein – Kitne saal ya mahine ke liye paisa invest kar rahe hain, ye batayein.
4. Compounding Frequency chuney – Byaj kitni baar gina jayega (Mahine, Teen mahine, Chhe mahine ya Saal).
5. "Calculate" button dabaiye – Aapko pata chalega ki total paisa kitna ho gaya aur byaj kitna bana.
6. "Clear" button dabaiye – Naya calculation karne ke liye sab kuch reset ho jayega.
Ek Example
Maan lijiye, aapne ₹10,000 invest kiya, byaj dar 10% hai aur aap isse 5 saal tak invest karte hain, to chakravriddhi byaj ke hisaab se aapka total paisa ₹16,105 ho jayega aur sirf byaj ₹6,105 banega.
Ye calculator un logon ke liye bahut kaam ka hai jo FD, RD, loan ya investment ki planning kar rahe hain. Isse aapko easily samajh aayega ki aapka paisa kitna badhne wala hai.
