Mortgage Calculator Kya Hai Aur Ise Kaise Use Karein?
Agar aap ghar kharidne ke baare mein soch rahe hain aur loan lene ki yojana bana rahe hain, to aapko yeh jaanana zaroori hai ki har mahine kitni EMI (Masik Kisht) deni hogi. Yeh kaam aasan karta hai Mortgage Calculator.
Mortgage Calculator Kya Hai?
Mortgage Calculator ek online tool hai, jo aapke home loan ki EMI nikalne mein madad karta hai. Isme aap loan rashi, byaaj dar, loan avadhi (Loan Term) aur down payment jaise details dalte hain, aur yeh turant aapko bata deta hai ki har mahine kitni EMI deni hogi. Saath hi, yeh aapko kul byaaj aur kul bhugtaan ki jankari bhi deta hai.
Mortgage Calculator Kaise Kaam Karta Hai?
Jab aap kisi bank ya vitta sansthan se home loan lete hain, to aapko ek nischit samay tak har mahine ek fix rakam chukani hoti hai, jise EMI kaha jata hai. Is EMI mein ek hissa principal amount hota hai (jo aapne loan liya hai) aur ek hissa byaaj (interest) hota hai. Mortgage Calculator isi EMI ka hisaab lagata hai.
Mortgage Calculator Ka Use Kaise Karein?
1. Home Price – Aap jis ghar ko kharidna chahte hain, uski total kimat dalni hogi.
2. Down Payment – Agar aap kuch rashi shuru me hi de rahe hain, to yahan likhna hoga.
3. Loan Term (Years) – Aap kitne saal ke liye loan lena chahte hain.
4. Interest Rate (%) – Bank ya lender ki taraf se diya gaya byaaj dar yahan bharna hoga.
5. Start Date – Jab se aap loan lena shuru kar rahe hain.
Calculate button dabate hi, aapko EMI ka exact amount, total interest aur total repayment ki jankari mil jayegi.
Mortgage Calculator Ke Fayde
1. Time Bachata Hai – Aapko manually calculation karne ki zaroorat nahi hoti.
2. Budget Planning Me Madad Karta Hai – EMI ka andaza lagakar aap apne budget ko sahi tarike se manage kar sakte hain.
3. Interest Saving Ki Planning Kar Sakte Hain – Agar aapko pata chale ki zyada loan tenure se zyada interest lagega, to aap tenure kam karke paisa bacha sakte hain.
