Personal Loan Calculator Kya Hai?
Personal Loan Calculator ek simple tool hai jo aapko batata hai ki har mahine kitni EMI deni padegi. Bas loan ka amount, interest rate aur tenure (kitne saal ke liye loan lena hai) enter karo, aur turant EMI ka exact number mil jayega.
Kaise Use Kare?
1. Loan Amount (₹) – Jitna loan lena hai, woh amount enter karo.
2. Interest Rate (%) – Bank ya lender ka diya hua annual interest rate likho.
3. Loan Tenure (Months/Years) – Kitne mahine ya saal ke liye loan lena hai, woh select karo.
4. "Calculate" Button Dabao – Bas! Aapki monthly EMI turant screen par aa jayegi.
Example Samjho:
Agar aap ₹5 lakh ka personal loan le rahe ho, 12% interest rate par, aur 5 saal (60 mahine) ke liye, to EMI kuch aise niklegi:
1. Loan Amount = ₹5,00,000
2. Interest Rate = 12%
3. Loan Tenure = 5 saal (60 mahine)
➡ Aapki EMI = ₹11,122 per month
Personal Loan Ka Fayda Kya Hai?
1. Koi Guarantee (Collateral) Nahi Chahiye – Bank bina kisi security ke loan de dete hain.
2. Jaldi Mil Jata Hai – Approval process fast hota hai, kuch ghanton ya 1-2 din me paisa mil jata hai.
3. Jis Tarah Chaho Use Kar Sakte Ho – Koi restriction nahi hoti, medical emergency, wedding, vacation, ya kisi bhi zaroorat ke liye use kar sakte ho.
4. Flexible Tenure – Aap 1 se lekar 7 saal tak ka tenure choose kar sakte ho.
